Online Banking

Jumbo Mortgages

Make yourself at home.

Big dreams are possible at 3rd Fed Bank. With the jumbo mortgage special, we can help you secure a loan over $417,000 with 0.125% off our published rates.

  • Borrow up to $750,000, purchase or no cash-out refinance
  • Single-family primary and second homes only (Jersey Shore LTV/CLTV Guidelines Prevail)
  • No investment properties
  • Minimum credit score must be 700
  • Maximum back-end ratio is 40%
  • Maximum loan-to-value ratio is 80%; CLTV is 90% (no TFB seconds)
  • Various terms available

Click here for our rates! For more details, call our mortgage department at 888-478-4473.

All other pricing and underwriting criteria apply. No exceptions to the above criteria. Rates are subject to change. No other specials apply.

Not applicable for condos, new construction, and mixed use. The special only applies to rate lock periods up to 60 days.

Subject to change without notice and subject to credit approval and guidelines; some restrictions apply. The approval of an extension of credit to a consumer by the bank or subsidiary may not be conditioned on the purchase of an insurance product or annuity by the consumer from the bank or a subsidiary of the bank. The consumer is free to purchase the insurance product or annuity from another source.