You Need An Umbrella – Even Though It’s Not Raining
Whether you’re hosting your annual pool party, letting your dog play with the neighborhood kids, or coaching Little League games on the weekend – you run the risk of needing umbrella liability insurance.
While all these activities provide the fond memories you’ll cherish forever, they can also lead to lawsuits you’ll want to forget ever happened.
How Do I Insure My Special Stuff and Why?
A homeowner’s policy may not offer enough coverage to replace your precious items like jewelry, art, furs, silverware, cameras and even golf clubs. Why? Typical homeowner’s policies are designed primarily to protect your home, personal liability and the general contents of your home. Standard policies for valuables include very limited coverage and dollar amounts that exclude lost and damaged items.
This guide can help you make sure your valuable items are completely covered.
Identity Fraud: A Growing Concern You Can Insure Against
Identity fraud is one of the fastest growing crimes in the country today, impacting over 500,000 people per year. Seeing this and knowing how identity fraud can harm consumers, the insurance industry has stepped forward to give homeowners the ability to add this protection to their homeowner’s policy.
Do Your Homework – Read Your Homeowners Policy
An insurance policy can be hard to read, but it’s important that you know and understand what is in your policy.
Note: GreenSaver Insurance Services is a business partnership between 3rd Fed Bank and the Reinard Insurance Agency. Insurance products are:
- Not a deposit
- Not FDIC-insured
- Not insured by any federal government agency
- Not guaranteed by the bank
- May go down in value