Online Banking

Joseph Kitlas

Senior Vice President, Chief Commercial Lending Officer

“We offer all the lending products that the large banks have but do so with a more personal touch since we live and work in the same towns where our customers are located. My goal is to understand every client’s specific needs and properly identify the right financing solution for them.”

Professional Experience

Joe Kitlas has more than 25 years of financial experience in commercial lending, credit and portfolio administration, real estate lending, business development, loan workout/recovery, consumer lending and credit analysis. Joe has worked in the Philadelphia area as a Relationship Manager, Team Leader, Regional Executive and Chief Lending Officer at institutions including: CoreStates Bank, Summit Bank, and Commerce Bank, and most recently PNC Bank as Senior Credit Officer. His experience crosses all channels of commercial lending including C&I, real estate, asset based, and SBA.


  • Philadelphia University, Bachelor of Science degree, Finance